Thinking about Buying?
Imagine walking up to the front door on moving day, sliding in your key, and entering the foyer of your beautiful new home.
Now rewind. There are a significant amount of t’s to cross and i’s to dot before that day and it would be my pleasure to guide you.
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First, we'll invite you for coffee or cocktails and get to know what your goals are.
If a virtual meeting works easier, that can also easily suffice!
We'll talk about your goals and help you determine the price range within which you should shop.
Then, we'll send you properties that meet your criteria – including
new listings in real time.
Remember:
Statistics prove that you’ll be more successful in finding your dream home at the right price with an agent by your side. Plus, at the end of the day, the seller pays both agents – so our services come at no cost to you.
Step 1. Interview Agents
When buying a home, you want a knowledgeable broker who...
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Puts your needs first.
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Explains everything clearly and answers your questions, so you’re never in the dark.
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Will recommend reputable lenders, movers & other professionals you may need.
Please make sure that the agent you choose will commit to performing these duties, at the bare minimum. This is a HUGE chapter in your life and you deserve professionalism, expertise & especially accessibility.
Step 2. Get Pre-Qualified
Based on your income, credit history, and down payment amount, your loan officer will determine how much the bank can lend you. I'll happily introduce you to my trusted favorites and after a quick conversation, you can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did! By knowing what you can afford, you can confidently shop within that price range.
Step 3. Explore the Market
We'll tour homes spanning a range of areas and property types.
This is the stage when you'll consider your ideal home's locations and amenities.
Step 4. Find "The One"
Once you have found a home you like, our Quality Control Specialist will tour with you a second time to determine the cost of any repairs or upgrades that may be needed.
Step 5. Submit the Offer
After careful market research on our part, we'll submit a strong offer. We'll consider the seller's needs and submit an offer that is appealing for both parties. Your first responsibility after it's signed by the seller is to drop off your earnest money check, which will be immediately cashed by the title company and held in escrow for the duration of the contract.
Step 6. Inspections
We will assist with scheduling and attend the inspection with you. The inspector will ensure that the "guts" of the home are in working order, ie: the roof, plumbing, electrical, appliances, etc. Once we determine if you'd like to object or not, we will negotiate with the seller to reach an agreement on concessions or repairs.
Step 7. Title and Appraisal
We'll need to review the title commitment to ensure the home is free of liens and encumbrances and your lender will schedule your appraisal. These steps are vital to the fact verification process.
Step 8. Insurance and Financing
Property insurance provides protection against most risks to the home, like fire, theft, and weather damage. If you're unsure where to start, we are happy to guide you to the right place for a few quotes. Once that has been sorted, your lender will send your final financial numbers for your review, marking the second to last step before closing!
Step 9. Final Walk and Closing
On the morning of closing day, we'll walk through the home to ensure the occupants have vacated and there are no damages to the property. Once at closing, you'll take care of paying closing costs, legal fees, property adjustments, and transfer taxes. You'll receive keys and permission to celebrate! Congratulations, you're now officially a homeowner!
Bonus! Forever Following Up
You've moved in and are excited to create your to-do list of TLC projects. We'll send our in-house TLC Consultant to tighten up any loose ends you've come across since move-in day, and to walk you through any projects you have in mind, the tools you'll need, and how to get the job done right, the first time.
Looking for a specialist to hire out for landscaping or installing hardwood floors? You can trust us to collaborate, even after you cross the threshold of your beautiful new home.